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Hugh Gavin is banking on a great community.

"I'm proud to work with businesses at every stage of their development, from start-ups to maturity. Each relationship is long-term, based on trust, flexibility, honesty and creativity—and every customer is unique. I've been in business long enough to know opportunities can arise anywhere, and I'm ready to put together the deals that make success possible."

We have received notification of an email phishing attempt. The email appears to be sent from eNFACT as notification of a potential breach on your credit/debit card. If you receive an email similar to the sample on the right, DO NOT click on the links within the email.

If you receive this email:

1. Do not open the email.
2. Do not click on the link contained in the email.
3. If a link has been clicked, notify the Customer Care Center at 888-275-3434 immediately.
4. Report the receipt of any such emails to the Customer Care Center at 888-275-3434 immediately.
5. Delete the email from your inbox.

Under recently effective federal law, payment card networks are required to submit gross sales information reporting (IRS Form 1099-K) to the IRS for each business that accepts credit cards. The first information reports will take place in January 2012 for sales in 2011. As a part of the 1099-K required format, the form must include the Filer's Name, address and telephone number. If your business uses the Bank's preferred provider, Century BankCard Services, the form will include Global Payments' Name, Address and Telephone Number and will be mailed to you in late January, 2012.

It is important to note that the volume reflected on the 1099-K is based on actual transaction data rather than (as with your merchant statement) the settlement or funding date and, as a result, may not reflect the same volume totals as your monthly merchant statements. For questions concerning this information please contact your service provider as listed on your merchant statement.

Please see a sample 1099-K form below: