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Panhandle State Bank is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction and some NOW accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.

The temporary increase in FDIC insurance from $100,000 to $250,000 has been made permanent as a provision of the Dodd-Frank Wall Street Reform and Consumer Protection Act, which was signed into law on July 21, 2010. If your deposit accounts exceed that amount, contact your banker for assistance.