Small Business Administration
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Financing the dreams of today and the businesses of tomorrow

Panhandle State Bank, Intermountain Community Bank, and Magic Valley Bank are here to help small businesses succeed. As the engine for economic growth in our local economy, small business success is the primary concern of our SBA professionals and our bank. As a SBA Preferred Lender, we help small business owners succeed by providing strong support in primarily three areas: financial assistance, management assistance, and procurement assistance. We believe banking should be about people and long-term relationships. We feel your business should be partnered with a bank and banker that are flexible, have local decision-making authority, and are truly long-term partners. That partnership should be about bringing creative solutions tailored to meet the needs of your business and to help you achieve your goals. Our goal is to build – "A personal relationship every customer values for life."

SBA Preferred Lender
Approved to offer SBA loan products under SBA's Preferred Lender program

Types of Loans

Through our SBA program, we help small businesses obtain start up loans, as well as loans to operate and expand operations. SBA loans are available for most business purposes. Loan proceeds can be used for:

  • Machinery and Equipment
  • Furniture and Fixtures
  • Business Acquisition
  • Commercial Real Estate
  • Supplies and Inventory
  • Working Capital
  • Leasehold Improvements

Refinancing of existing business debt is possible as well (special guidelines apply).

We are committed to delivering customized business lending solutions for your financial needs. We will assist you through the eligibility and application process, making it as easy as possible for you. Contact us today to learn more about your Small Business Solutions. We look forward to serving you.

Contact Our SBA Team

For more information about our SBA loans, visit us at any of our branches or contact a member of our Small Business Administration. We'll get back to you right away. It's the way we do business – Exactly Like No Other Bank.

Debbi Smith
V.P./SBA Center Manager
Coeur d'Alene, ID
(208) 666-6168
Debbi.Smith@PanhandleBank.com

Michele Groves
SBA Operations Supervisor
Credit Analyst
Coeur d'Alene, ID
(208) 666-6176
Michele.Groves@PanhandleBank.com

SBA Fax Line/Email
(208) 415-5719
SBA@PanhandleBank.com